Epiphanyblog

All about ideas…

Who’s got the best health care plan? You decide.

with one comment

A lot of media hype and partisan rhetoric has been expended on the health care plans in Congress. And each side has touted their plans as being the best and most economical. But let’s face it, most of the talking heads have a partisan point of view – and money to be gained for their rhetoric and positions.

So, in the interest of public education, here’s a neat little chart from the non-partisan FactCheck.org on the various health care plans put out by both parties. This side by side chart compares all the plans that have been discussed and how they compare on costs, coverage, budget implications, pre-existing conditions, and malpractice to name just a few of the comparisons.

health care legislation plans, side by side comparision

* A couple of notes of explanations:

– High risk pools are pools of patients who already have pre-existing conditions. Insurance costs are estimated to be at least 300% more expensive than when the loss-ratio risk is spread out through the general population.

– HIPAA was enacted by Congress to enable workers to continue their insurance while between jobs; hence it’s name Health Insurance Portability Accountability Act. However, HIPAA quickly evolved into health insurance for workers with pre-existing chronic conditions (which makes those workers ineligible for any other policy) and who have exhausted their COBRA insurance (a requirement to get a HIPAA policy) benefits. Premiums are at least 300% higher than COBRA and have high deductibles.

Advertisements

Written by Valerie Curl

March 1, 2010 at 6:47 PM

One Response

Subscribe to comments with RSS.

  1. I am always searching online for articles that can help me. Thank you

    Health Insurance

    March 10, 2010 at 4:39 AM


Leave a Reply

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out / Change )

Twitter picture

You are commenting using your Twitter account. Log Out / Change )

Facebook photo

You are commenting using your Facebook account. Log Out / Change )

Google+ photo

You are commenting using your Google+ account. Log Out / Change )

Connecting to %s

%d bloggers like this: