Who’s got the best health care plan? You decide.
A lot of media hype and partisan rhetoric has been expended on the health care plans in Congress. And each side has touted their plans as being the best and most economical. But let’s face it, most of the talking heads have a partisan point of view – and money to be gained for their rhetoric and positions.
So, in the interest of public education, here’s a neat little chart from the non-partisan FactCheck.org on the various health care plans put out by both parties. This side by side chart compares all the plans that have been discussed and how they compare on costs, coverage, budget implications, pre-existing conditions, and malpractice to name just a few of the comparisons.
* A couple of notes of explanations:
– High risk pools are pools of patients who already have pre-existing conditions. Insurance costs are estimated to be at least 300% more expensive than when the loss-ratio risk is spread out through the general population.
– HIPAA was enacted by Congress to enable workers to continue their insurance while between jobs; hence it’s name Health Insurance Portability Accountability Act. However, HIPAA quickly evolved into health insurance for workers with pre-existing chronic conditions (which makes those workers ineligible for any other policy) and who have exhausted their COBRA insurance (a requirement to get a HIPAA policy) benefits. Premiums are at least 300% higher than COBRA and have high deductibles.